A ₹38 lakh hospital bill—and the top-up claim that took months

Top-up policies are a cost-effective way to boost health insurance cover, but deductibles, paperwork and insurer coordination can complicate claims.

A  ₹38 lakh hospital bill—and the top-up claim that took months
Top-up policies are a cost-effective way to boost health insurance cover, but deductibles, paperwork and insurer coordination can complicate claims.

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