Should you use PF to prepay home loan? Tax rules, interest savings and risks you must check first
Using EPF money to prepay a home loan can reduce interest costs, but it may also affect taxes, retirement savings and overall asset allocation. Experts say borrowers should check PF withdrawal rules, loan tenure and long-term financial goals before making a large lump-sum repayment.
Using EPF money to prepay a home loan can reduce interest costs, but it may also affect taxes, retirement savings and overall asset allocation. Experts say borrowers should check PF withdrawal rules, loan tenure and long-term financial goals before making a large lump-sum repayment.
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