India’s high credit-deposit ratio: Is the banking system overstretched or just efficient?

India’s credit-deposit ratio reached 81.75% by the end of 2025, driven by booming credit demand and shifting savings, though systemic stability remains strong.

India’s high credit-deposit ratio: Is the banking system overstretched or just efficient?
India’s credit-deposit ratio reached 81.75% by the end of 2025, driven by booming credit demand and shifting savings, though systemic stability remains strong.

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